We’re sharing some tips on how you can prevent becoming a cybercrime victim this festive season. Online shopping is a playground for cybercriminals all year round, but shoppers are particularly vulnerable and make for easy targets during the festive season. Some of the most common scams we see around this time of year are fake vouchers/coupons/specials and credit card fraud.
Fake Specials, Coupons and Vouchers
Fake specials/coupons/vouchers are a particular favourite, as they are relatively easy to execute and can offer big paydays for the criminals. Online adverts direct unwary consumers to fake websites of famous brands which are virtually indistinguishable from the genuine ones.
To avoid being a victim of this scam:
• Check the URL
• Type the website in yourself
• If it looks too good to be true, it probably is
• Don’t click on any links or open any documents in emails or text messages you weren’t expecting.
Credit Card Fraud
Criminals source card data in various ways such as phishing, vishing, malware, and data breaches. Credit Card fraud is also popular as transactions basically only rely on two-steps: authorisation and settlement.
To avoid falling prey to credit card fraud:
• Don’t let your card out of your sight when making a payment
• Use different PINS for different cards
• Check your statements regularly
• Set up SMS payment notifications through your bank
Cybercrime never takes a holiday so wise up to the tactics of the criminal and protect your hard earned money this festive season.